{"id":6484,"date":"2024-04-02T12:21:36","date_gmt":"2024-04-02T17:21:36","guid":{"rendered":"https:\/\/nrccu.org\/?p=6484"},"modified":"2024-04-09T06:14:50","modified_gmt":"2024-04-09T11:14:50","slug":"employment-scams","status":"publish","type":"post","link":"https:\/\/dev.wafishermn.com\/nrccu\/2024\/04\/02\/employment-scams\/","title":{"rendered":"Employment Scams"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">Job and Employment Scams<\/h2>\n\n\n\n<p>In an increasingly virtual world, with countless remote-work jobs becoming more and more available, there are more opportunities than ever for scammers to get creative with employment scams. A scammer will advertise for a \u201cjob\u201d in the same ways an honest employer would \u2013 on job sites and social media, in local newspapers, even on TV or on the radio. You are promised a job, and in return they collect your personal information and sometimes your money.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"700\" src=\"https:\/\/nrccu.org\/wp-content\/uploads\/2024\/04\/job-scam-images.png\" alt=\"\" class=\"wp-image-6485\" style=\"width:506px;height:auto\" srcset=\"https:\/\/dev.wafishermn.com\/nrccu\/wp-content\/uploads\/2024\/04\/job-scam-images.png 800w, https:\/\/dev.wafishermn.com\/nrccu\/wp-content\/uploads\/2024\/04\/job-scam-images-300x263.png 300w, https:\/\/dev.wafishermn.com\/nrccu\/wp-content\/uploads\/2024\/04\/job-scam-images-768x672.png 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Examples of a Job or Employment Scam<\/h2>\n\n\n\n<p><strong>Remote work.<\/strong> Many people dream of working from home, scammers know this and regularly try to take advantage. Scammers offer a job such as reshipping or reselling products or offering start-up kits to help you start your own business with just a small investment. The general rule of fraud applies here: <strong>If it sounds too good to be true, it probably is. <\/strong>If you are offered a job where you are led to believe you can make tons of money in relatively short time, it is almost undoubtedly a scam.<\/p>\n\n\n\n<p><em>Common Remote Work Scams:<\/em><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Reshipping scams.<\/strong> The company says your job is to receive packages to your home address, throw away original packaging, and then repackage and reship to a different address. A reputable and honest \u201cre-shipper\u201d company<strong><em> does not exist <\/em><\/strong>\u2013 this is a scam. This dishonest company now has your personal information from \u201cnew hire\u201d paperwork, and you may encounter an identity theft situation.<\/li>\n\n\n\n<li><span style=\"color: initial;\"><strong>Reselling scams. <\/strong>The company claims you can make money by buying brand name products for low prices and then resell them and keep the profit. You end up receiving junk products or nothing at all after paying the company hundreds of dollars on goods.<\/span><\/li>\n\n\n\n<li><span style=\"color: initial;\"><strong>Virtual personal assistant scams<\/strong><\/span><strong>.<\/strong><\/li>\n\n\n\n<li><strong>Mystery shopper scams. <\/strong>Some mystery shopper jobs are real; however, honest mystery shopping companies won\u2019t ask you to pay for anything (such as certificates, directories, etc.).<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">How to Avoid Job and Employment Scams<\/h2>\n\n\n\n<p>Before you apply to a job posting, look the company up online. Make sure they exist, are honest, and have real employee reviews from career websites like Indeed or Glassdoor. Some small companies may not have reviews, but you can determine their legitimacy in other ways.<\/p>\n\n\n\n<p>Mention the job to someone you trust, like a relative or best friend. Get the advice from others who are <strong><em>not<\/em><\/strong> emotionally invested.<\/p>\n\n\n\n<p>Do not pay for the promise of a job. Honest employers, especially government jobs, will never ask you to pay to get the job. Do not fall for the idea that you can pay for a startup kit or masterclass to launch a successful online business from home. These offers are almost always a scam to get your money and very, very few people are successful in operating a business from this type of scenario.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"700\" src=\"https:\/\/nrccu.org\/wp-content\/uploads\/2024\/04\/jobscams-images.png\" alt=\"\" class=\"wp-image-6486\" style=\"width:537px;height:auto\" srcset=\"https:\/\/dev.wafishermn.com\/nrccu\/wp-content\/uploads\/2024\/04\/jobscams-images.png 800w, https:\/\/dev.wafishermn.com\/nrccu\/wp-content\/uploads\/2024\/04\/jobscams-images-300x263.png 300w, https:\/\/dev.wafishermn.com\/nrccu\/wp-content\/uploads\/2024\/04\/jobscams-images-768x672.png 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">What to do if you Paid a Scammer<\/h2>\n\n\n\n<p>Accidents and lapses in judgement happen\u2026 but now what? Immediately contact the financial institution you used to send money and report the fraud. You can ask to have the transaction reversed, if possible, but it is unlikely you get your money back if you paid out of a checking account (with a cash transferring app or a debit card). If you used a credit card, you may have more luck reversing the transaction. <\/p>\n\n\n\n<p>If you provided information about your accounts (card numbers, account numbers), contact your financial institution immediately to deactivate cards and close accounts.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Report Job Scams to the FTC<\/h2>\n\n\n\n<p>If you see a job scam, or lose money to one, report it to the FTC at ReportFraud.ftc.gov. You can also report it to your state attorney general.<\/p>\n\n\n\n<p>Find out more about how to avoid scams at <a href=\"https:\/\/ftc.gov\/scams\">ftc.gov\/scams<\/a>.<\/p>\n\n\n\n<p class=\"has-small-font-size\"><em>Source: FTC Consumer Advice. <a href=\"https:\/\/consumer.ftc.gov\/articles\/job-scams\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/consumer.ftc.gov\/articles\/job-scams<\/a><\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Quiz and Contest Rules<\/h2>\n\n\n\n<p>There will be a two-week timeframe from when this blog is posted to read it and take the quiz. Those with the correct answers will be entered into the drawing for that post. Winners will be contacted via the information they entered when taking the quiz. One entry per person. NorthRidge employees and their immediate family (spouses, parents, children, live-in partners), and board members, are not eligible to win. <a href=\"https:\/\/nrccu.org\/resources\/about-us\/giveaways\/\">Additional giveaway rules are located here.<\/a><\/p>\n\n\n\n<script type=\"text\/javascript\" src=\"https:\/\/form.jotform.com\/jsform\/240184386812054\"><\/script>\n","protected":false},"excerpt":{"rendered":"<p>Job and Employment Scams In an increasingly virtual world, with countless remote-work jobs becoming more and more available, there are more opportunities than ever for scammers to get creative with employment scams. A scammer will advertise for a \u201cjob\u201d in the same ways an honest employer would \u2013 on job sites and social media, in [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2,30,11],"tags":[41,42,19,22,25,17,20,40,31],"class_list":["post-6484","post","type-post","status-publish","format-standard","hentry","category-blog","category-fraud-and-scams","category-whats-new","tag-avoidscams","tag-employmentscams","tag-financial-health","tag-financial-help","tag-financial-literacy","tag-financial-stress","tag-financial-tips","tag-fraud","tag-scams"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Employment Scams | NorthRidge Community Credit Union<\/title>\n<meta name=\"description\" content=\"In an increasingly virtual world... there are more 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