{"id":3197,"date":"2020-01-06T10:01:19","date_gmt":"2020-01-06T16:01:19","guid":{"rendered":"http:\/\/nrccu.org\/?p=3197"},"modified":"2023-07-20T14:09:17","modified_gmt":"2023-07-20T19:09:17","slug":"new-year-new-savings","status":"publish","type":"post","link":"https:\/\/dev.wafishermn.com\/nrccu\/2020\/01\/06\/new-year-new-savings\/","title":{"rendered":"New Year, New Savings"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-3201 aligncenter\" src=\"https:\/\/nrccu.org\/wp-content\/uploads\/2020\/01\/NRCCU_Jan7_Blog.jpg\" alt=\"NRCCU_Jan7_Blog\" width=\"712\" height=\"400\" srcset=\"https:\/\/dev.wafishermn.com\/nrccu\/wp-content\/uploads\/2020\/01\/NRCCU_Jan7_Blog.jpg 712w, https:\/\/dev.wafishermn.com\/nrccu\/wp-content\/uploads\/2020\/01\/NRCCU_Jan7_Blog-300x169.jpg 300w\" sizes=\"auto, (max-width: 712px) 100vw, 712px\" \/><\/p>\n<p>The New Year is always a great starting point to change our habits for the upcoming year. How can little changes to savings add up though? Let\u2019s look at some simple options that can start your savings off in the right direction.<\/p>\n<ul>\n<li>Saving Change &#8211; That small amount of change on your paycheck is a great way to start building your savings. If you took $0.79 from each paycheck that would be $20.54 a year just from small amounts of change.<\/li>\n<li>Cut Down on Specialty Coffee &#8211; If you get a specialty coffee 3 times a week, that is potentially $780 a year spent on coffee. Cutting down to 2 times a week could save you $260 a year!<\/li>\n<li>Lessen eating out \u2013 According to the Bureau of Labor Statistics, the average American spends at least $3,000 a year on eating out alone! If you spend $10 on lunch every day of the week, it doesn\u2019t seem like much, but that adds up to $70 a week and $2,600 a year. If you prepare your own lunch for $5 each day you can save over $1,300 a year.<\/li>\n<\/ul>\n<p>There are many ways to work towards a savings goal each month! The goal is finding what works for you, and your budget. Every little bit saved does add up more than you think. If money for Christmas was more tight than you wanted, maybe adding a Christmas Club account would be perfect for you. Please speak with any of our financial experts for ways to start building your savings today!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The New Year is always a great starting point to change our habits for the upcoming year. How can little changes to savings add up though? Let\u2019s look at some simple options that can start your savings off in the right direction. Saving Change &#8211; That small amount of change on your paycheck is a [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[],"class_list":["post-3197","post","type-post","status-publish","format-standard","hentry","category-whats-new"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>New Year, New Savings | NorthRidge Community Credit Union<\/title>\n<meta name=\"description\" content=\"Read New Year, New Savings, the latest post from NorthRidge Community Credit Union&#039;s financial news &amp; tips blog.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/dev.wafishermn.com\/nrccu\/2020\/01\/06\/new-year-new-savings\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"New Year, New Savings | NorthRidge Community Credit Union\" \/>\n<meta property=\"og:description\" content=\"Read New Year, New Savings, the latest post from NorthRidge Community Credit Union&#039;s financial news &amp; tips blog.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/dev.wafishermn.com\/nrccu\/2020\/01\/06\/new-year-new-savings\/\" \/>\n<meta property=\"og:site_name\" content=\"NorthRidge Community Credit Union\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/nrccu\" \/>\n<meta property=\"article:published_time\" content=\"2020-01-06T16:01:19+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-07-20T19:09:17+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/nrccu.org\/wp-content\/uploads\/2020\/01\/NRCCU_Jan7_Blog.jpg\" \/>\n<meta name=\"author\" content=\"Ashley\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Ashley\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/dev.wafishermn.com\\\/nrccu\\\/2020\\\/01\\\/06\\\/new-year-new-savings\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/dev.wafishermn.com\\\/nrccu\\\/2020\\\/01\\\/06\\\/new-year-new-savings\\\/\"},\"author\":{\"name\":\"Ashley\",\"@id\":\"https:\\\/\\\/dev.wafishermn.com\\\/nrccu\\\/#\\\/schema\\\/person\\\/42bb63c263e6843c8124a60aec1ff49f\"},\"headline\":\"New Year, New Savings\",\"datePublished\":\"2020-01-06T16:01:19+00:00\",\"dateModified\":\"2023-07-20T19:09:17+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/dev.wafishermn.com\\\/nrccu\\\/2020\\\/01\\\/06\\\/new-year-new-savings\\\/\"},\"wordCount\":252,\"publisher\":{\"@id\":\"https:\\\/\\\/dev.wafishermn.com\\\/nrccu\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/dev.wafishermn.com\\\/nrccu\\\/2020\\\/01\\\/06\\\/new-year-new-savings\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/nrccu.org\\\/wp-content\\\/uploads\\\/2020\\\/01\\\/NRCCU_Jan7_Blog.jpg\",\"articleSection\":[\"What's New\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/dev.wafishermn.com\\\/nrccu\\\/2020\\\/01\\\/06\\\/new-year-new-savings\\\/\",\"url\":\"https:\\\/\\\/dev.wafishermn.com\\\/nrccu\\\/2020\\\/01\\\/06\\\/new-year-new-savings\\\/\",\"name\":\"New Year, New Savings | NorthRidge Community Credit Union\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/dev.wafishermn.com\\\/nrccu\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/dev.wafishermn.com\\\/nrccu\\\/2020\\\/01\\\/06\\\/new-year-new-savings\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/dev.wafishermn.com\\\/nrccu\\\/2020\\\/01\\\/06\\\/new-year-new-savings\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/nrccu.org\\\/wp-content\\\/uploads\\\/2020\\\/01\\\/NRCCU_Jan7_Blog.jpg\",\"datePublished\":\"2020-01-06T16:01:19+00:00\",\"dateModified\":\"2023-07-20T19:09:17+00:00\",\"description\":\"Read New Year, New Savings, the latest post from NorthRidge Community Credit Union's financial news & tips blog.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/dev.wafishermn.com\\\/nrccu\\\/2020\\\/01\\\/06\\\/new-year-new-savings\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/dev.wafishermn.com\\\/nrccu\\\/2020\\\/01\\\/06\\\/new-year-new-savings\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/dev.wafishermn.com\\\/nrccu\\\/2020\\\/01\\\/06\\\/new-year-new-savings\\\/#primaryimage\",\"url\":\"https:\\\/\\\/nrccu.org\\\/wp-content\\\/uploads\\\/2020\\\/01\\\/NRCCU_Jan7_Blog.jpg\",\"contentUrl\":\"https:\\\/\\\/nrccu.org\\\/wp-content\\\/uploads\\\/2020\\\/01\\\/NRCCU_Jan7_Blog.jpg\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/dev.wafishermn.com\\\/nrccu\\\/2020\\\/01\\\/06\\\/new-year-new-savings\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/dev.wafishermn.com\\\/nrccu\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"New Year, New Savings\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/dev.wafishermn.com\\\/nrccu\\\/#website\",\"url\":\"https:\\\/\\\/dev.wafishermn.com\\\/nrccu\\\/\",\"name\":\"NorthRidge Community Credit Union\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/dev.wafishermn.com\\\/nrccu\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/dev.wafishermn.com\\\/nrccu\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/dev.wafishermn.com\\\/nrccu\\\/#organization\",\"name\":\"NorthRidge Community Credit Union\",\"url\":\"https:\\\/\\\/dev.wafishermn.com\\\/nrccu\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/dev.wafishermn.com\\\/nrccu\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/nrccu.org\\\/wp-content\\\/uploads\\\/2021\\\/10\\\/NRCCU-logo-01.jpg\",\"contentUrl\":\"https:\\\/\\\/nrccu.org\\\/wp-content\\\/uploads\\\/2021\\\/10\\\/NRCCU-logo-01.jpg\",\"width\":1982,\"height\":1470,\"caption\":\"NorthRidge Community Credit Union\"},\"image\":{\"@id\":\"https:\\\/\\\/dev.wafishermn.com\\\/nrccu\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/nrccu\",\"https:\\\/\\\/www.instagram.com\\\/northridgeccu\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/northridge-community-credit-union\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/dev.wafishermn.com\\\/nrccu\\\/#\\\/schema\\\/person\\\/42bb63c263e6843c8124a60aec1ff49f\",\"name\":\"Ashley\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/4584077e8b919254092726ef6bfb250598f134e75e5bcd1bde5e30b26343d9df?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/4584077e8b919254092726ef6bfb250598f134e75e5bcd1bde5e30b26343d9df?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/4584077e8b919254092726ef6bfb250598f134e75e5bcd1bde5e30b26343d9df?s=96&d=mm&r=g\",\"caption\":\"Ashley\"},\"url\":\"https:\\\/\\\/dev.wafishermn.com\\\/nrccu\\\/author\\\/ashleyk\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"New Year, New Savings | NorthRidge Community Credit Union","description":"Read New Year, New Savings, the latest post from NorthRidge Community Credit Union's financial news & tips blog.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/dev.wafishermn.com\/nrccu\/2020\/01\/06\/new-year-new-savings\/","og_locale":"en_US","og_type":"article","og_title":"New Year, New Savings | NorthRidge Community Credit Union","og_description":"Read New Year, New Savings, the latest post from NorthRidge Community Credit Union's financial news & tips blog.","og_url":"https:\/\/dev.wafishermn.com\/nrccu\/2020\/01\/06\/new-year-new-savings\/","og_site_name":"NorthRidge Community Credit Union","article_publisher":"https:\/\/www.facebook.com\/nrccu","article_published_time":"2020-01-06T16:01:19+00:00","article_modified_time":"2023-07-20T19:09:17+00:00","og_image":[{"url":"https:\/\/nrccu.org\/wp-content\/uploads\/2020\/01\/NRCCU_Jan7_Blog.jpg","type":"","width":"","height":""}],"author":"Ashley","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Ashley","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/dev.wafishermn.com\/nrccu\/2020\/01\/06\/new-year-new-savings\/#article","isPartOf":{"@id":"https:\/\/dev.wafishermn.com\/nrccu\/2020\/01\/06\/new-year-new-savings\/"},"author":{"name":"Ashley","@id":"https:\/\/dev.wafishermn.com\/nrccu\/#\/schema\/person\/42bb63c263e6843c8124a60aec1ff49f"},"headline":"New Year, New Savings","datePublished":"2020-01-06T16:01:19+00:00","dateModified":"2023-07-20T19:09:17+00:00","mainEntityOfPage":{"@id":"https:\/\/dev.wafishermn.com\/nrccu\/2020\/01\/06\/new-year-new-savings\/"},"wordCount":252,"publisher":{"@id":"https:\/\/dev.wafishermn.com\/nrccu\/#organization"},"image":{"@id":"https:\/\/dev.wafishermn.com\/nrccu\/2020\/01\/06\/new-year-new-savings\/#primaryimage"},"thumbnailUrl":"https:\/\/nrccu.org\/wp-content\/uploads\/2020\/01\/NRCCU_Jan7_Blog.jpg","articleSection":["What's New"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/dev.wafishermn.com\/nrccu\/2020\/01\/06\/new-year-new-savings\/","url":"https:\/\/dev.wafishermn.com\/nrccu\/2020\/01\/06\/new-year-new-savings\/","name":"New Year, New Savings | NorthRidge Community Credit Union","isPartOf":{"@id":"https:\/\/dev.wafishermn.com\/nrccu\/#website"},"primaryImageOfPage":{"@id":"https:\/\/dev.wafishermn.com\/nrccu\/2020\/01\/06\/new-year-new-savings\/#primaryimage"},"image":{"@id":"https:\/\/dev.wafishermn.com\/nrccu\/2020\/01\/06\/new-year-new-savings\/#primaryimage"},"thumbnailUrl":"https:\/\/nrccu.org\/wp-content\/uploads\/2020\/01\/NRCCU_Jan7_Blog.jpg","datePublished":"2020-01-06T16:01:19+00:00","dateModified":"2023-07-20T19:09:17+00:00","description":"Read New Year, New Savings, the latest post from NorthRidge Community Credit Union's financial news & tips blog.","breadcrumb":{"@id":"https:\/\/dev.wafishermn.com\/nrccu\/2020\/01\/06\/new-year-new-savings\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/dev.wafishermn.com\/nrccu\/2020\/01\/06\/new-year-new-savings\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/dev.wafishermn.com\/nrccu\/2020\/01\/06\/new-year-new-savings\/#primaryimage","url":"https:\/\/nrccu.org\/wp-content\/uploads\/2020\/01\/NRCCU_Jan7_Blog.jpg","contentUrl":"https:\/\/nrccu.org\/wp-content\/uploads\/2020\/01\/NRCCU_Jan7_Blog.jpg"},{"@type":"BreadcrumbList","@id":"https:\/\/dev.wafishermn.com\/nrccu\/2020\/01\/06\/new-year-new-savings\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/dev.wafishermn.com\/nrccu\/"},{"@type":"ListItem","position":2,"name":"New Year, New Savings"}]},{"@type":"WebSite","@id":"https:\/\/dev.wafishermn.com\/nrccu\/#website","url":"https:\/\/dev.wafishermn.com\/nrccu\/","name":"NorthRidge Community Credit Union","description":"","publisher":{"@id":"https:\/\/dev.wafishermn.com\/nrccu\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/dev.wafishermn.com\/nrccu\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/dev.wafishermn.com\/nrccu\/#organization","name":"NorthRidge Community Credit Union","url":"https:\/\/dev.wafishermn.com\/nrccu\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/dev.wafishermn.com\/nrccu\/#\/schema\/logo\/image\/","url":"https:\/\/nrccu.org\/wp-content\/uploads\/2021\/10\/NRCCU-logo-01.jpg","contentUrl":"https:\/\/nrccu.org\/wp-content\/uploads\/2021\/10\/NRCCU-logo-01.jpg","width":1982,"height":1470,"caption":"NorthRidge Community Credit Union"},"image":{"@id":"https:\/\/dev.wafishermn.com\/nrccu\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/nrccu","https:\/\/www.instagram.com\/northridgeccu\/","https:\/\/www.linkedin.com\/company\/northridge-community-credit-union"]},{"@type":"Person","@id":"https:\/\/dev.wafishermn.com\/nrccu\/#\/schema\/person\/42bb63c263e6843c8124a60aec1ff49f","name":"Ashley","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/4584077e8b919254092726ef6bfb250598f134e75e5bcd1bde5e30b26343d9df?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4584077e8b919254092726ef6bfb250598f134e75e5bcd1bde5e30b26343d9df?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/4584077e8b919254092726ef6bfb250598f134e75e5bcd1bde5e30b26343d9df?s=96&d=mm&r=g","caption":"Ashley"},"url":"https:\/\/dev.wafishermn.com\/nrccu\/author\/ashleyk\/"}]}},"_links":{"self":[{"href":"https:\/\/dev.wafishermn.com\/nrccu\/wp-json\/wp\/v2\/posts\/3197","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dev.wafishermn.com\/nrccu\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dev.wafishermn.com\/nrccu\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dev.wafishermn.com\/nrccu\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/dev.wafishermn.com\/nrccu\/wp-json\/wp\/v2\/comments?post=3197"}],"version-history":[{"count":1,"href":"https:\/\/dev.wafishermn.com\/nrccu\/wp-json\/wp\/v2\/posts\/3197\/revisions"}],"predecessor-version":[{"id":6095,"href":"https:\/\/dev.wafishermn.com\/nrccu\/wp-json\/wp\/v2\/posts\/3197\/revisions\/6095"}],"wp:attachment":[{"href":"https:\/\/dev.wafishermn.com\/nrccu\/wp-json\/wp\/v2\/media?parent=3197"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dev.wafishermn.com\/nrccu\/wp-json\/wp\/v2\/categories?post=3197"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dev.wafishermn.com\/nrccu\/wp-json\/wp\/v2\/tags?post=3197"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}