{"id":130,"date":"2021-08-18T21:03:45","date_gmt":"2021-08-18T21:03:45","guid":{"rendered":"https:\/\/nrccu.org\/?page_id=130"},"modified":"2026-01-12T15:26:28","modified_gmt":"2026-01-12T21:26:28","slug":"notices-disclosures","status":"publish","type":"page","link":"https:\/\/dev.wafishermn.com\/nrccu\/resources\/about-us\/notices-disclosures\/","title":{"rendered":"Notices\/Disclosures"},"content":{"rendered":"\n\n\t<h2>Web Site Terms of Use:<\/h2>\n<p>The NorthRidge Community Credit Union Web Site is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the NorthRidge Community Credit Union Web Site constitutes your agreement to all such terms, conditions, and notices.<\/p>\n\t<h2>Modification of these Terms of Use:<\/h2>\n<p>NorthRidge Community Credit Union reserves the right to change the terms, conditions, and notices under which the NorthRidge Community Credit Union Site\/Services are offered. You are responsible for regularly reviewing these terms and conditions and additional terms. Your continued use of the NorthRidge Community Credit Union Site\/Services constitutes your agreement to all such terms, conditions, and notices.<\/p>\n\t<h2>Personal and Non-Commercial Use Limitation:<\/h2>\n<p>Unless otherwise specified, the NorthRidge Community Credit Union Site is for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software products or services obtained from the NorthRidge Community Credit Union site.<\/p>\n\t<h2>Links to Third Party Sites:<\/h2>\n<p>The NorthRidge Community Credit Union Site\/Services may contain links to third party Web sites (&#8220;Linked Sites&#8221;). The Linked Sites are not under the control of the NorthRidge Community Credit Union and the NorthRidge Community Credit Union is not responsible for the contents of any Linked Site, including without any link contained in a Link Site, or any changes or updates to a Linked Site. The NorthRidge Community Credit Union is not responsible for webcasting or any other form of transmission received from any Linked Site nor is the NorthRidge Community Credit Union responsible if the Linked Site is not working appropriately. The NorthRidge Community Credit Union is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by the NorthRidge Community Credit Union of the site or any association with its operators. You are responsible for viewing and abiding by the privacy statements and terms of use posted at the Linked Sites. Any dealings with the third parties (including advertisers) included within the NorthRidge Community Credit Union Site\/Services or participation in promotions, including the delivery of and the payment for goods and services, and any other terms, conditions, warranties or representations associated with such dealings or promotions, are solely between you and the advertiser or the other third party. The NorthRidge Community Credit Union shall not be responsible or liable for any part of any such dealings or promotions.<\/p>\n\t<h2>No Unlawful or Prohibited Use:<\/h2>\n<p>As a condition of your use of the NorthRidge Community Credit Union Site\/Services you will not use NorthRidge Community Credit Union Site\/Services for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the NorthRidge Community Credit Union Site\/Services in any manner which could damage, disable, overburden, or impair any of the NorthRidge Community Credit Union Site\/Service(s) (or the network(s) connected to any NorthRidge Community Credit Union Site\/Service(s) or interfere with any other party&#8217;s use and enjoyment of any NorthRidge Community Credit Union Site\/Service(s). You may not attempt to gain unauthorized access to any of the NorthRidge Community Credit Union Site\/Service, other accounts, computer systems or networks connected to any NorthRidge Community Credit Union Site\/Service, through hacking, password mining or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the NorthRidge Community Credit Union Sites\/Services.<\/p>\n<strong>Service Contact:<\/strong> <a href=\"mailto:Support@Nrccu.Org\">Support@nrccu.org<\/a><br \/>\nElectronic mail is not secure, and confidential or personal information should not be communicated in this manner.\n\t<h2>Termination\/Access Restriction:<\/h2>\n<p>The NorthRidge Community Credit Union reserves the right, at its sole discretion to terminate your access to the NorthRidge Community Credit Union Site\/Services and the related services or any portion thereof at any time, without notice.<\/p>\n<p>The NorthRidge Community Credit Union may also terminate or suspend your access to the NorthRidge Community Credit Union Site\/Services (s) for inactivity, which is defined as failing to log into a particular service for an extended period of time, as determined by the NorthRidge Community Credit Union. Upon termination of the NorthRidge Community Credit Union Site\/Service, your right to use the NorthRidge Community Credit Union Site\/Service immediately ceases. The NorthRidge Community Credit Union shall have no obligation to maintain any content or to forward any unread or unsent messages to you or any third party.<\/p>\n<h2>\n\t\t\tFunds Available Policy\t<\/h2>\n\t<br \/>\nOur general policy is to allow you to withdraw funds deposited in your account on the same business day we receive your deposit.\n<p>Electronic deposits will be available on the day we receive the deposit. In some cases, we may delay your ability to withdraw funds on the first business day. In that case, funds will generally be available by the <em>second business day after the date<\/em> of your deposit.<\/p>\n<h2>\n\t\t\tEqual Opportunity for All\t<\/h2>\n\t<br \/>\nIn accordance with federal laws and US Department of the Treasury Policy, this organization is prohibited from discriminating on the basis of race, color, national origin, sex, age, or disability.\u00a0\n<p>To file a complaint of discrimination, write to:<\/p>\n<strong>US Department of the Treasury Director, Office of Civil Rights and Equal Employment Opportunity<\/strong><br \/>\n1500 Pennsylvania Ave NW<br \/>\nWashington, DC 20220;\n<p>Call: (202)622-1160; or<\/p>\n<p>Email: <a href=\"mailto:crcomplaints@treasury.gov\">crcomplaints@treasury.gov<\/a><\/p>\n\t\t\t<a href=\"https:\/\/securecuonline.com\/nrccu\/Join.aspx\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\tOpen An Account\n\t\t\t\t\t<\/a>\n\t\t\t<a href=\"https:\/\/nrccu.org\/wp-content\/uploads\/2026\/01\/17787-2-Memb-Agrmnt.pdf\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\tMembership Agreement\n\t\t\t\t\t<\/a>\n\t\t\t<a href=\"https:\/\/nrccu.org\/wp-content\/uploads\/2025\/07\/23125-2-Bus-Membership-Agreement.pdf\" target=\"_self\">\n\t\t\t\t\t\t\tBusiness Membership Agreement\n\t\t\t\t\t<\/a>\n\t\t\t<a href=\"\/wp-content\/uploads\/2021\/10\/Privacy-Notice.pdf\" target=\"_self\">\n\t\t\t\t\t\t\tPrivacy Policy\n\t\t\t\t\t<\/a>\n\t\t\t<a href=\"\/wp-content\/uploads\/2025\/07\/20250701-Funds-Availability-Policy-Disclosure.pdf\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\tFunds Availability Policy\n\t\t\t\t\t<\/a>\n\t\t\t<a href=\"https:\/\/nrccu.org\/resources\/about-us\/patriot-act\/\" target=\"_self\">\n\t\t\t\t\t\t\tPatriot Act\n\t\t\t\t\t<\/a>\n<h2>\n\t\t\tYou Might Also Like\t<\/h2>\n\t\t\t<a href=\"\/blog\/\" target=\"_self\">\n\t\t\t\t\t\t\tBlog\n\t\t\t\t\t<\/a>\n\t\t\t<a href=\"\/faq\/\" target=\"_self\">\n\t\t\t\t\t\t\tFAQs\n\t\t\t\t\t<\/a>\n\t\t\t<a href=\"\/contact-us\/\" target=\"_self\">\n\t\t\t\t\t\t\tOur Locations\n\t\t\t\t\t<\/a>\n\n","protected":false},"excerpt":{"rendered":"<p>Web Site Terms of Use: The NorthRidge Community Credit Union Web Site is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the NorthRidge Community Credit Union Web Site constitutes your agreement to all such terms, conditions, and notices. Modification of these Terms of [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":417,"parent":74,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-130","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Notices\/Disclosures<\/title>\n<meta name=\"description\" content=\"Review NorthRidge&#039;s notices and disclosures to learn more about terms of use and more. 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